Affordable premiums
Flexible plans designed for everyday earners, sari-sari stores, and growing households.
Trusted micro insurance for everyday resilience
Protection that fits real life, not just ideal budgets.
ParaMicro Insurance helps families, workers, and small business owners access affordable coverage with a simple digital experience powered by your phone number.
Why members choose ParaMicro
Health and accident support for unexpected emergencies
Family-first protection tailored for essential monthly budgets
Simple digital enrollment with phone-based access to your account
Phone-first access
Sign in with a one-time code, review your account, and reach support without managing another password.
Benefits
Designed for inclusive coverage
Every section of the experience is built to make protection easier to understand, enroll in, and access when it matters most.
Fast claims support
Clear next steps and easy updates so members know what happens after they file.
Reliable protection
Coverage for health, accident, and life events delivered through a simple digital journey.
Coverage highlights
Simple plans for the moments people worry about most
ParaMicro focuses on protection that stays practical: easy to explain, easy to access, and grounded in the needs of real communities.
Emergency readiness
Help members prepare for sudden medical and accident-related costs without complex onboarding.
Community reach
Support cooperative groups, local businesses, and families with coverage that feels approachable.
Digital-first servicing
Members can authenticate quickly through their phone number and continue into the protected account experience with minimal friction.
How it works
01
Choose protection
Pick a practical plan that fits your household, livelihood, or community needs.
02
Sign in with your phone
Use a one-time code to access your account without needing another password.
03
Stay supported
Review your details, maintain coverage, and move faster when support is needed.